Required disclosure
Published under New York Real Property Law § 442-h. This states what NYREFCO, LLC requires of a prospective homebuyer before providing services — and nothing more.
NYREFCO, LLC · Diallo J. Stevens, Licensed Real Estate Broker · Date stamped: August 28, 2026
New York Real Property Law § 442-h requires every licensed real estate broker to institute standardized operating procedures describing the prerequisites a prospective homebuyer must meet before receiving any services, and to post them on each publicly available website and mobile application the broker maintains.
1 A prospective purchaser who wishes to be represented by this office — that is, to become a client rather than a customer — will be asked to enter into a written representation agreement, and photograph identification will be required at that point.
2 Although this office does not require it, a seller, a landlord, or a property’s listing broker may require identification, a pre-approval letter, or proof of funds before a property is shown or before an offer is considered. Those are lawful instructions and this office will follow them.
3 Diallo J. Stevens separately holds a license as an associate real estate broker with a REALTOR®-affiliated firm. When he is acting under that affiliation rather than for NYREFCO, LLC, that firm’s standardized operating procedure governs, and the rules of the multiple listing service involved may require a written buyer agreement before a property is toured.
These are NYREFCO, LLC’s own prerequisites. This document does not limit what a third party may require, and it is not a representation agreement, an agency disclosure, or a contract of any kind. Whether this office represents you, and on what terms, is set out in a separate written agreement.
A date-stamped and notarized original of this procedure is maintained in the records of NYREFCO, LLC, and a copy is available to the public upon request.
NYREFCO, LLC complies with all applicable federal, New York State and local fair housing laws. This office does not discriminate on the basis of race, creed, color, national origin, citizenship or immigration status, sexual orientation, gender identity or expression, military status, sex, age, disability, marital status, status as a victim of domestic violence, lawful source of income, or familial status.
